Spectrum’s travel policies are underwritten by tifgroup a trading name of Travel Insurance Facilitities Plc on behalf of the insurer Union Reiseversicherung AG (URV) – tifgroup is the UK representative of URV and manages its UK and Ireland branch office.
At tifgroup, we don’t take the path of ‘least resistance’. We never do the cheapest or easiest thing, we always take the course of action which is best for our customers and their individual circumstances. For more information on tifgroup’s philosophies, including why we work the way that we do, please click here.
URV is part of Germany’s largest banking group Versicherungskammer Bayern Group which has 570 regional companies, 19,000 local agencies and a 38 per cent share of the German market.
URV has operated in the UK market for over 15 years and is committed to providing consistent service to its customers. More information on Union Reiseversicherung can be found at www.urv.de
Union Reiseversicherung AG is authorised in Germany by BAFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority. Union Reiseversicherung AG is a member of the Financial Conduct Compensation Scheme which offers you protection in the event that the Insurer is not financially able to meet its liabilities in respect of your claim. The FSCS can cover up to 100 per cent of the first £2,000 plus 90 per cent of the remainder of the claim.
tifgroup is a trading name of Travel Insurance Facilities Plc who are authorised and regulated in the United Kingdom by the Financial Conduct Authority FRN 306537