| Cover Name | Silver | Gold | Diamond | Platinum | Platinum Plus |
|---|---|---|---|---|---|
| Excess | £99 | £50 | Nil | Nil | Nl |
| Cancellation - If you are unable to go on your trip | £3,000 | £5,000 | £5,000 | £7,500 | £10,000 |
| If your end supplier fails financially before you go on your trip (IPP) | N/A | N/A | £3,000 | £2,500 | £2,500 |
| If you departure is delayed per 12 hours | £15 | £20 | £75 | £50 | £50 |
| If you departure is delayed Maximum | £150 | £300 | £750 | £500 | £500 |
| If you miss your departure or onward connection | £250 | £500 | £1,500 | £1,000 | £1,000 |
| If you choose to abandon your travel plans | £3,000 | £5,000 | £5,000 | £7,500 | £10,000 |
| If your end supplier fails financially while you are on your trip (IPP) - Additional Costs | N/A | N/A | £3,000 | £2,500 | £2,500 |
| If your end supplier fails financially while you are on your trip (IPP) - Return Transportation | N/A | N/A | £3,000 | £2,500 | £2,500 |
| If you are denied boarding on your return journey - Additional Accommodation per 24 hours | £40 | £40 | £40 | £40 | £40 |
| If you are denied boarding on your return journey - Additional Accommodation Maximum | £560 | £560 | £560 | £560 | £560 |
| If you are denied boarding on your return journey - Return Trasnportation Europe | £300 | £300 | £300 | £300 | £300 |
| If you are denied boarding on your return journey - Return Trasnportation Worldwide | £500 | £500 | £500 | £500 | £500 |
| If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area | N/A | £1,000 | £1,000 | £1,000 | £1,000 |
| If a major incident happens while you are on your trip - Additional accommodation per 24 hours | N/A | £100 | £100 | £100 | £100 |
| If a major incident happens while you are on your trip - Additional accommodation maximum | N/A | £700 | £700 | £700 | £700 |
| If a major incident happens while you are on your trip - Food and drink per 24 hours | N/A | £30 | £30 | £30 | £30 |
| If a major incident happens while you are on your trip - Food and drink maximum | N/A | £210 | £210 | £210 | £210 |
| If a major incident happens while you are on your trip - Baby essential and/or prescribed medication | N/A | £150 | £150 | £150 | £150 |
| If you need emergency medical treatment abroad | £5,000,000 | £7,500,000 | £10,000,000 | £10,000,000 | £10,000,000 |
| If you need to be brought home | £200,000 | £200,000 | £250,000 | £200,000 | £200,000 |
| If you need to be brought home - Body/Ashes | £25,000 | £25,000 | £25,000 | £25,000 | £25,000 |
| If you are buried or cremated abroad | £3,000 | £3,000 | £5,000 | £3,000 | £3,000 |
| If you are admitted to a public hospital per 24 hours | £30 | £50 | £100 | £75 | £75 |
| If you are admitted to a public hospital maximum | £300 | £500 | £1,000 | £750 | £750 |
| If you are taken ill or injured in your home country | £1,500 | £1,500 | £2,500 | £1,500 | £1,500 |
| Curtailment - If you have to cut your trip short | £3,000 | £5,000 | £5,000 | £7,500 | £10,000 |
| If your checked-in baggage is delayed | £150 | £200 | £300 | £250 | £250 |
| If your valuables are lost, stolen or accidentally damaged | £200 | £300 | £750 | £500 | £500 |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 | £1,500 | £4,000 | £2,000 | £2,000 |
| If your gadgets are lost, stolen or accidentally damaged | N/A | £1,000 | £3,000 | £1,000 | £1,000 |
| If your gadgets are lost, stolen or accidentally damaged - Unauthorised Calls/Dara | N/A | £1,000 | £1,000 | £1,000 | £1,000 |
| If you cash or event tickets are lost or stolen - Cash | £200 | £250 | £750 | £350 | £350 |
| If you cash or event tickets are lost or stolen - Event Tickets | £200 | £250 | £750 | £350 | £350 |
| If you need emergency travel documents - Replacement document | £100 | £200 | £300 | £250 | £250 |
| If you need emergency travel documents - Travel and accommodation expenses | £100 | £200 | £300 | £250 | £250 |
| If you need legal advice | £10,000 | £25,000 | £50,000 | £50,000 | £50,000 |
| If you are killed, injured or disabled following an accident - Death | £5,000 | £10,000 | £20,000 | £15,000 | £15,000 |
| If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb | £10,000 | £10,000 | £20,000 | £15,000 | £15,000 |
| If you are killed, injured or disabled following an accident - Permanent and total disablement | £10,000 | £15,000 | £30,000 | £25,000 | £25,000 |
| If you are held legally liable for injury or property damage | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Cover Name | Staycation Single & Multi Trip |
|---|---|
| Excess | £25 |
| Cancellation - If you are unable to go on your trip | £2,500 |
| Travel Disruption - If you departure is delayed per 6 hours | £50 |
| Travel Disruption - If you departure is delayed Maximum | £500 |
| Curtailment - If you have to cut your trip short | £2,500 |
| Medical - Repatriation | £50,000 |
| Medical - Hospital in-patient benefit per 24 hours | £30 |
| Medical - Hospital in-patient benefit maximum | £600 |
| Medical - Visitation | £5,000 |
| Medical - Return of body or ashes | £5,000 |
| Medical - Vehicle and/or possessions repatriation | £500 |
| Possessions - Valuables and eletrical items (Single Article Limit £500) | £2,500 |
| Possessions - Other possessions (Single Article Limit £500) | £2,500 |
| Possessions - Cash | £250 |
| Possessions - Event tickets | £250 |
| Gadget(s) | £1,500 |
| Property Damage | £2,500 |
| Unexpected Events - Catastrophe | £1,000 |
| Unexpected Events - Beach pollution per 24 hours | £50 |
| Unexpected Events - Beach pollution maximum | £250 |
| Unexpected Events - Attraction closure per 24 hours | £100 |
| Unexpected Events - Attraction closure maximum | £600 |
| Unexpected Events - Vehicle breakdown | £1,000 |
| Unexpected Events - Event/Booking cancellation | £250 |
| Unexpected Events - If you are denied boarding on your return journey - Additional Accommodation per 24 hours | £40 |
| Unexpected Events - If you are denied boarding on your return journey - Additional Accommodation Maximum | £560 |
| Unexpected Events - If you are denied boarding on your return journey - Return Trasnportation | £300 |
| Cover Name | Basic | Standard |
|---|---|---|
| Excess | £75 | £75 |
| Cancellation - If you are unable to go on your trip | £1,000 | £2,500 |
| If you departure is delayed per 12 hours | £15 | £25 |
| If you departure is delayed Maximum | £150 | £250 |
| If you miss your departure or onward connection | N/A | £500 |
| If you choose to abandon your travel plans | £1,000 | £2,500 |
| If you are denied boarding on your return journey - Additional Accommodation per 24 hours | £40 | £40 |
| If you are denied boarding on your return journey - Additional Accommodation Maximum | £560 | £560 |
| If you are denied boarding on your return journey - Return Trasnportation Europe | £300 | £300 |
| If you are denied boarding on your return journey - Return Trasnportation Worldwide | £500 | £500 |
| If you need emergency medical treatment abroad | £3,000,000 | £5,000,000 |
| If you need to be brought home | £200,000 | £200,000 |
| If you need to be brought home - Body/Ashes | £25,000 | £25,000 |
| If you are buried or cremated abroad | £3,000 | £3,000 |
| If you are admitted to a public hospital per 24 hours | £20 | £20 |
| If you are admitted to a public hospital maximum | £300 | £300 |
| Curtailment - If you have to cut your trip short | £1,000 | £2,500 |
| If your valuables are lost, stolen or accidentally damaged (Single Article Limit £200) | N/A | £300 |
| If your other possessions are lost, stolen or accidentally damaged (Single Article Limit £200) | £1,000 | £1,000 |
| If your gadgets are lost, stolen or accidentally damaged | N/A | £500 |
| If your gadgets are lost, stolen or accidentally damaged - Unauthorised Calls/Dara | N/A | £500 |
| If you cash or event tickets are lost or stolen - Cash | £150 | £150 |
| If you cash or event tickets are lost or stolen - Event Tickets | £150 | £150 |
| If you need emergency travel documents - Replacement document | £75 | £75 |
| If you need emergency travel documents - Travel and accommodation expenses | £75 | £75 |
| If you need legal advice | £7,500 | £10,000 |
| If you are killed, injured or disabled following an accident - Death | £5,000 | £10,000 |
| If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb | £5,000 | £10,000 |
| If you are killed, injured or disabled following an accident - Permanent and total disablement | £5,000 | £15,000 |
| If you are held legally liable for injury or property damage | £2,000,000 | £2,000,000 |
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Why Choose Spectrum Travel Insurance?