As we start to see the opening of borders and the FCO lifting travel bans across some popular destinations, for some of us the urge to travel is back on the agenda for 2020. However, the world of travel will no doubt be a different place due to the Coronavirus pandemic. We wanted to make it clear what Spectrum travel insurance products cover you for in relation to Coronavirus.
Travel Insurance for COVID-19
For some of us, traveling after lockdown and with the Coronavirus pandemic in the back of our minds can be daunting. At Spectrum, we want to reassure our customers that their health is our first priority. That’s why all of our policies are designed to cover you, should you fall ill with the Coronavirus during your trip and require emergency medical assistance. Our policies also provide repatriation cover, so that should it be medically necessary for you to come home, we’ll arrange that too.
Our travel insurance policies include the following cover in relation to coronavirus:
- Medical repatriation if you or anyone else named on your policy contract Coronavirus whilst on holiday.
- Emergency medical cover of up to £10million.
- If you need to cancel your holiday due to being made redundant after you booked your trip.
- 24/7 emergency medical assistance line.
We are unable to provide cover for any claims relating to cancellation, curtailment, or abandonment due to reasons relating to Coronavirus. Like most other insurance policies Coronavirus is now classed as a ‘known event’. However, you will still be covered for other elements of your trip including delayed departure, trip cancellation (not relating COVID-19), and cover for personal possessions.
Why Choose Spectrum Travel Insurance?
24/7 Emergency Helpline
100+Activities Covered FREE
Up to
£10m Medical Cover Per Person
Up to
£10,000 Cancellation Cover Per Person
Countries that are safe to travel and covered by our policies
Our policies will only provide cover if, at the time of travel, the FCO, WHO, or any local government or authority have marked it as safe to travel. You will not be covered if you travel against the advice of the FCO, WHO, or any local government or authority. Before booking your trip, you should check the FCO website to ensure your destination is safe to travel.
I already have a travel insurance policy from Spectrum, am I covered for Coronavirus?
If you already have a Spectrum travel insurance policy and are concerned about Coronavirus and the impact it has on your policy, we have listed our most relevant FAQs that relate to your existing cover.
If you took out a policy from the 14th March 2020, we are unable to provide cover if you have to cancel your trip for reasons relating to Coronavirus.
Useful Information Relating to coronavirus and your travel insurance:
- If your airline or tour operator cancels your trip, you will need to seek financial reimbursement directly from.
- If your airline or holiday provider has changed your travel dates, you can easily amend your single trip travel insurance cover dates using our amend your policy online application.
- If you are no longer traveling and haven’t made a claim on your policy you may be entitled to a refund. You can submit your policy cancellation using our online form.
- Before booking your trip, you should check the FCO website to ensure your destination is safe to travel. Our policies do not cover you if you decide to travel against the FCO’s advice.
