COVID-19 Cover is now available on all of our policies! Find out more here.

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When you’re booking a holiday, it’s important that you do your research and find the best deal for your budget. So, after you’ve splashed the hard-earned cash on your trip away, surely you’d want to ensure you and your getaway are protected?

That’s why we’ve created our new Diamond products, so you can relax with peace of mind that rather than just being covered for the basics, you get extra protection, should anything happen before or during your trip.

What does this travel insurance cover?

Our Diamond cover offers our widest range of travel insurance protection. This includes enhanced COVID-19 protection, plus cover for cancellation, medical emergencies, repatriation, gadgets, valuables, plus so much more. And the best thing is there is no policy excess to pay should you need to make a claim!

Key benefits of our Diamond cover include*:

    • Enhanced COVID Cover
      • Coronavirus cancellation cover, if you or anyone named on the policy tests positive for COVID-19 14 days prior to travel
      • Cover if you or anyone named on the policy is denied boarding at the airport on your inbound flight due to detected symptoms of coronavirus
      • Emergency Medical Cover of up to £10 million per person including cover if anyone named on the policy gets COVID-19
      • Protection if your airline goes into administration due to the pandemic
    • Reimbursement of any pre-booked events or excursions, which you cannot recover from any other source if you need to cancel your trip
    • £0 policy excess if you need to make a claim
    • Gadget Protection up to £3000 included if your gadgets are lost, stolen or damaged
    • Available on both Single and Multi-Trip policies

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Is this available for Single Trip and Multi-Trip?

At Spectrum, we understand that there are many different types of holidaymaker. There’s the once-a-year jet-setters, family vacationers and those who enjoy getaways year-round. That’s why we’ve made this cover available on both Single and Multi trip policies. If you are planning on going abroad or holidaying in the UK more than twice a year, then the Multi-Trip policy is perfect for you (and may be more cost-effective than several single trip policies).

I have a medical condition – can I take out a Diamond policy?

At Spectrum, We can consider a wide range of medical conditions on all of our policies, and you can run through a quotation either online or over the phone. To ensure you are fully covered, simply answer the medical questions as part of the quote process, and you’ll be guided through a medical declaration if needed. It’s important that you answer these questions as fully as possible, to ensure you have full cover for your conditions in the event of a claim.

So, don’t risk travelling without cover – get a quote today!

What’s the difference between cover levels?

Most people simply check the price of the policy and the headline cover amounts. This can leave some people disappointed when they need to make a claim and discover that the cause of their claim isn’t actually covered. That’s why you should always check the cover available and read the policy wordings to make sure that the policy meets your demands and needs.

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*For full cover details please visit our policy documents page.

Why Choose Spectrum Travel Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person