Coronavirus Update & FAQs

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  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

When you’re booking a holiday, it’s important that you do your research and find the best deal for your budget. So, after you’ve splashed the hard earned cash on your trip away, surely you’d want to ensure you and your getaway are protected?

That’s why we’ve created a new Diamond product, so you can relax with peace of mind that rather than just being covered for the basics, you get added protection, should anything happen before or during your trip.

Is this available for Single Trip and Multi-Trip?

At Spectrum, we understand that there are many different types of holidaymakers. There’s the once a year jet setters, family vacationers and those who enjoy getaways year round. That’s why we’ve made this cover level available for both Single and Multi trip policies.

If you are planning on going abroad or holidaying in the UK more than twice a year, then the Multi-Trip policy is perfect for you.


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What does this travel insurance cover?

The Diamond cover level offers our widest range of travel insurance protection. This includes cover for cancellation caused by anything outside of your reasonable control*, missed departure and medical expenses should you need emergency attention abroad. And the best thing is there is no policy excess to pay should you need to make a claim!

Key aspects include*:

  • Cover to cancel or cut short your trip for anything you could not have reasonably been expected to foresee or avoid.
  • Gadgets – should they be lost, stolen or damaged.
  • Financial failure of your accommodation or transport provider – before or during your trip.
  • Emergency medical cover up to £10 million per insured person.

I have a medical condition – can I take out a Diamond policy?

At Spectrum, we consider cover for all medical conditions, and you can get cover either online or over the phone. To ensure you are fully covered, simply answer the medical questions as part of the quote process, and you’ll be guided through a medical declaration if needed. It’s important that you answer these questions as fully as possible, because if something happens that’s linked to your condition and you haven’t told us about it, then it is likely that any related claim will be declined.

So don’t risk travelling without cover – get a quote today.

Why Choose Spectrum Travel Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person

What’s the difference between policy cover levels?

Most people simply check the price of the policy and the headline sums insured. This can leave some people disappointed when they need to make a claim and discover that the reason for their claim isn’t covered. That’s why you should always read the policy wordings  to make sure that the policy meets your demands and needs.

*T&Cs apply, please check our policy wordings for full cover details.