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  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Kayaking allows you to take in the sights of nature in a unique and environmentally friendly way. Whether you choose to paddle your way through the peaceful waters of a still lake or follow the current down river, kayaking holidays are perfect for those who‘d rather be on the water than relaxing by it.

It’s also a fun activity to do alone or in a large group. And as rivers and lakes are all different if you decide to visit a few bodies of water on your kayaking journey, you’re unlikely to have the same experience twice.

It’s always important to take safety precautions while you are on a kayaking trip abroad, so that your experience is a positive one. Wearing a lifejacket is a must and it’s a good idea to bring a waterproof bag so that any valuables or electrical items, such as your phone, are protected from water damage. And it’s also important to take out travel insurance.

With Spectrum Travel Insurance, not only do we cover the key aspects such as cancellation or medical expenses, all policies also include cover for over 100 sports and activities including kayaking on rivers up to grade two.

So if you’re off on a kayaking trip, or plan to take to the water on one during your holiday, then a Spectrum policy will give you the peace of mind that you’re covered for the unexpected.

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What Is Covered By Spectrum Travel Insurance Policies?

With a travel insurance policy from Spectrum you’ll have the comfort of knowing that should you fall ill, suffer a loss or theft of your personal items, or need to cancel your trip, you’ll have somewhere to turn. Our policies provide protection against many unforeseen aspects plus there’s a 24/7 emergency helpline and automatic cover for over 100 sports and activities.

If you are taking a trip away that involves kayaking, then the good news is that this activity is covered as standard by our travel insurance policies as long as the river you are on is graded up to level two.

If the river you plan to kayak on goes up to grade three, or you’re taking to coastal waters, then you’ll need to call the Spectrum team on 0800 840 7227 to discuss your specific plans as we may be able to arrange specialised cover to match your requirements for an additional premium.

Do You Cover White Water Kayaking?

Spectrum policies cover white water kayaking grades one and two as standard. If you are planning on kayaking higher grades you’ll need to discuss your plans with our team as we may be able to arrange specialist cover.

Do You Cover Sea Kayaking?

Sea kayaking isn’t covered as standard but we may be able to provide dedicated cover depending on your needs. Just give our team a call to discuss your plans in more detail on 0800 840 7227.

Key Benefits Of Spectrum’s Travel Insurance

  • 24 hour Emergency Medical Helpline
  • A range of policy types and cover levels so you can choose the insurance that best suits your needs
  • Up to £10million of cover for emergency medical treatment available
  • Up to £10,000 cancellation cover available
  • Over 100 activities covered as standard

Why Choose Spectrum Travel Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person

What Travel Insurance Type Should I Choose?

If you have one trip planned this year then Spectrum’s Single Trip Travel Insurance may offer the best option in terms of cover and value. You can cover trips up to 100 days in duration (age dependent) to myriad countries worldwide – as long as the Foreign and Commonwealth Office hasn’t warned against travel. Click here to find out the latest information on your destination.

On the other hand if you have several trips planned for the coming year then take a look at Spectrum’s Annual Multi-Trip cover. This gives you the freedom to travel as many times as you like (there’s a standard 50 day maximum per trip duration limit, reduced to 35 days if you’re aged 66 and over) as long as each trip begins and finishes in the UK.

If you have a real wanderlust and are going on an extended adventure then we also offer Long Stay Travel Insurance, which is ideal for those aged over 45 who are planning trips of over 100 days in duration.

And if you are going on a backpacking trip, a sabbatical or even studying abroad, then check out our Gap Year Travel Insurance. If you’re between the ages of 18 and 45 then our Gap Year policy covers you for all the countries you intend to travel to after leaving the UK (depending on the area of travel selected).

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