COVID-19 Cover is now available on all of our policies! Find out more here.

  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Taking to the water with the freedom to drop anchor by unspoilt coves, stop overnight in laid back harbours or to just unwind as the waves gently rock your boat while you admire the beautiful coastline are just some of the wonderful things that a sailing holiday offers.

If you have all of your sailing qualifications and are confident enough to sail off on your next adventure, then what’s stopping you?! If you’re a less experienced sailor, or have never been on a sailing boat or yacht before, you can hire a skippered charter with a captain and an experienced crew to show you the ropes and take care of the boat.

As well as applying what you know about boating safety to ensure that you have a pleasant trip, you should also consider taking out travel insurance so that your sailing holiday is stress-free.

Spectrum Travel Insurance covers recreational sailing automatically and should something occur, such as your personal items and belongings suffer damage or become lost or you fall ill, you can put your confidence in Spectrum, knowing that you are covered for the unexpected.

Rated 3.1/5 on Trustpilot

From over 388 customer reviews

What Is Covered By Spectrum's Travel Insurance Policies?

Our policies cover many aspects that you’d expect to find within a travel insurance policy such as medical expenses, cancellation and baggage. But at Spectrum we also include lots of added benefits such as covering over 100 sports and activities and offering a 24/7 emergency helpline.

If you are taking a trip away that involves anything from sailing a dinghy to yachting, then the good news is that this activity is covered as standard by our travel insurance policies as long as you are sailing recreationally within 12 miles of land and you’re qualified or are accompanied by a qualified person.

Key Benefits Of Our Travel Insurance

  • 24 hour Emergency Medical Helpline
  • A range of policy type and cover levels so you can choose the policy that suits your needs
  • Up to £10million of cover for emergency medical treatment available
  • Up to £10,000 cancellation cover available
  • Over 100 activities covered as standard
  • We cover recreational sailing and yachting as standard

What Travel Insurance Type Should I Choose?

If you have one trip planned this year then Spectrum’s Single Trip Travel Insurance may offer the best option in terms of cover and value. You can cover trips up to 100 days in duration (age dependent) to myriad countries worldwide – as long as the Foreign and Commonwealth Office hasn’t warned against travel. Click here to find out the latest information on your destination.

On the other hand if you have several trips planned for the coming year then take a look at Spectrum’s Annual Multi-Trip cover.  This gives you the freedom to travel as many times as you like (there’s a standard 50 day maximum per trip duration limit, reduced to 35 days if you’re aged 66 and over) as long as each trip begins and finishes in the UK.

If you have a real wanderlust and are going on an extended adventure, then we also offer Long Stay Travel Insurance, which is ideal for those aged over 45 who are planning trips of over 100 days in duration.

And if you are going on a backpacking trip, a sabbatical or even studying abroad, then check out our Gap Year Travel Insurance. If you’re between the ages of 18-45 then our Gap Year policy covers you for all the countries you intend to travel to after leaving the UK (depending on the area of travel selected).

Get A Quote