COVID-19 Cover is now available on all of our policies! Find out more here.

  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Winter Sports Travel Insurance

Spectrum Winter Sports Travel Insurance provides specialised cover for aspects including piste rescue, emergency medical treatment, lost or stolen ski equipment and much more.

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Gap year traveller

Gap Year Travel Insurance

Spectrum’s Gap Year Travel Insurance has been designed specifically with backpackers in mind so you have the peace of mind that you’re covered 24/7 when you’re many miles away from home.

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Cruise Travel Insurance

If you’re planning a Cruise holiday, we offer a specialist extension on our Single and Multi Trip policies. The Cruise Extension must be added to your policy if you’re planning a cruise, which we define a cruise as “a pleasure voyage of more than 72 hours duration, sailing on sea/s or oceans and/or including stops at various ports”.

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Grant gazelles

Safari Travel Insurance

If you choose to cover your safari with a Spectrum Travel Insurance policy we offer a 24 hour emergency medical helpline and insure over 100 activities and sports as standard, including safari trekking with an organised guide. And if you fancy heading up in a hot air balloon to see the action from above then that’s covered too.

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Trekking Travel Insurance

Spectrum Travel Insurance will cover you automatically for treks and hikes up to 3,000 metres above sea level in a group, so you’ll be able to scale the heights of Mount Olympus, Greece (2,917mtrs) or Idaho’s Iron Mountain (2,955mtrs), and you’ll also be comforted by knowing that you’ll be covered for a wide range of aspects including illness, accidents and theft.

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Sailing Travel Insurance

Spectrum Travel Insurance covers recreational sailing automatically and should something occur, such as your personal items and belongings suffer damage or become lost or you fall ill, you can put your confidence in Spectrum, knowing that you are covered for the unexpected.

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Kayaking Travel Insurance

With Spectrum Travel Insurance, not only do we cover the key aspects such as cancellation or medical expenses, all policies also include cover for over 100 sports and activities including kayaking on rivers up to grade three.

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Scuba Diving Travel Insurance

With our policies you can dive to a depth of 30 meters but if you plan to go further than this below the waves then you’ll need to call the Spectrum team on
0800 840 7227 to discuss your specific plans as we may be able to arrange specialised cover to match your requirements.

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Mountain bikers group

Cycling Travel Insurance

So, whether you choose to hire a bike to explore your destination’s surrounding area, or you’re on an organised cycling tour for a week or two, Spectrum Travel Insurance will give you the peace of mind that you’re covered for the unexpected.

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Why Choose Spectrum Travel Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person