COVID-19 Cover is now available on all of our policies! Find out more here.

  • 100+ Sporting Activities Covered
  • 24/7 Emergency Assistance Team
  • Cover Available Up To 18 months
  • Up To £10,000 Cancellation Cover

Spectrum Travel Insurance

Our travel insurance is designed to protect you from those unexpected situations, either before or during your trip. We offer you peace of mind with cover for unforeseen costs including medical expenses, lost luggage, delays and cancellations.

Beach Hammock

Single Trip Travel Insurance

We believe travel insurance is as important as a passport, foreign currency and your sunglasses. That’s why our Single Trip policies offers great, simple cover for almost any occasion, whether you plan to simply relax on a beach in Spain or need cover for that business trip to Zurich.

One trip, one policy, peace of mind

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Angkor Wat Siem Reap, Cambodia

Annual Multi-Trip Travel Insurance

If you travel more than once a year, this policy will not only save you time and it can save you money. With an Annual Multi-Trip policy, you can be covered to go away as many times as you like with just one policy and all policyholders can travel independently.

Ideal for the frequent traveller.

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Wanaka lake

Long Stay Travel Insurance

Going on an around the world trip or just seeking sunnier climes for the winter months? This policy will provide cover for all the essentials you’d expect and whilst you may be going long-haul, we believe buying insurance should be quick and easy…

Insurance that’s with you all the way

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Gap year traveller

Gap Year Travel Insurance

Designed with backpackers or those going abroad to study in mind. This flexible insurance even allows you to return home for short periods without invalidating the policy. Plus if you’re planning to earn some extra cash, we cover jobs including bar/restaurant work and fruit picking.

Adventure travel without the worry

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Why Choose Spectrum Travel Insurance?

24/7 Emergency Helpline

100+Activities Covered FREE

Up to
£10m Medical Cover Per Person

Up to
£10,000 Cancellation Cover Per Person

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Tailor Your Policy

We offer a range of policy extensions to suit the needs of your trip by providing you with additional cover. Our policy extensions can be added to your policy, below are some details of policy extensions that we provide


Winter Sports Insurance

Spectrum Winter Sports Travel Insurance provides specialised cover for aspects including piste rescue, emergency medical treatment, lost or stolen ski equipment and much more.

tall white cruise ship sailing on light blue sea

Crusie Cover

If you’re planning a Cruise holiday, we offer a specialist extension on our Single and Multi Trip policies. The Cruise Extension must be added to your policy if you’re planning a cruise, which we define a cruise as “a pleasure voyage of more than 72 hours duration, sailing on sea/s or oceans and/or including stops at various ports”.

Gadget Cover

Gadget Cover

If you can’t be without your devices you may be concerned about them getting lost, stolen or damaged while you’re on holiday. Make sure you’re covered for every eventuality by taking out dedicated Gadget Cover add on when you purchase your Spectrum travel insurance policy. This will give you the peace of mind that your gadgets are covered just as well as you are.

Trip Disruption

Trip Disruption

If the trip that you have booked involves a lot of connecting flights you may be concerned that if you miss one of your connections this will result in you having to arrange expensive replacement flights and/or accommodation. At Spectrum, we offer optional Travel Disruption cover which will provide you with added protection for some of those unexpected issues that may hit your travel plans.

Wedding Cover

Wedding Cover

If you’re heading abroad to get married this year you’ll no doubt be excited about your magical getaway. While there’ll be lots to organise in preparation for the big day, have you considered cover for those all-important wedding rings, wedding attire as well as all of your gifts?
Spectrum Travel Insurance is here to help with its dedicated Wedding/Civil Partnership Cover which will give you the peace of mind that you’re covered should something go awry.

Business Plus

Business Plus

If you’re planning to go on a work-related trip this year, you’ll likely have a lot of different things that are concerning you. You may be transporting important business documents and/or equipment, as well as having to organise staff travel arrangements.Spectrum’s Business Plus cover can offer an extra level of protection from issues such as staff suddenly falling ill and damaged business equipment.

golf ball resting on the grass on a golf course

Golf Plus

If you’re planning on taking your clubs to foreign climes to enjoy a round or two of golf this year then you’ll want to ensure you’re covered for all eventualities with a Spectrum travel insurance policy.

Existing Customers

If you are an existing customer and you would like to renew your policy or review your policy wording, please click on the links below

Policy Wordings

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Renew Your Policy

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*Single Trip from pricing is based on three nights in France, for a 50-year-old, individual traveller.
*Annual Multi-Trip from pricing is based on a 12 month, European policy, for a 35-year-old, individual traveller.
*Long Stay from pricing is based on 3 month, European policy, for a 35-year-old, individual traveller.